How to save money on car insurance for child not living at home

Car insurance is expensive! But it can get worse when you have a child that lives away from home but is under your insurance, too. The cost of insuring this car would cut into the budget that you could have used for a nice vacation, appliance, or your savings account!

The good news is that there are a lot of ways to save money on your child’s car insurance even when they are staying away from home.

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What to do if You Meet an Accident with a Child in Your Car

We hope you never have to read this post. We hope you never have a car accident, period. Much less with your child in the car at the same time. However, as careful a driver as you are, other motorists are unpredictable.

It’s never easy if you meet an accident and your child is riding with you. We hope that you followed all the important safety precautions mandated by law. We have also written about tips on how to keep your kids safe in the car.

We have written an article on what to do if you meet an accident. But if you have a child with you during the accident, here’s what to do.

Call the Police and 911 if needed.

Make sure that you and the child are safe. To make sure that everything is fine, call 911 and the police. They can help ensure that you are really okay. Sometimes, kids and adults may be fine right after an impact, but they may exhibit some trauma a few hours later.

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How to Keep Your Car Clean: Tips for Parents of Young Kids

Keeping your car clean when you have kids could be a challenge. You may be the kind of person who always keeps everything in decent condition.

After having kids, though, your car’s floor might be covered with cookie crumbs and broken crayons every day! Though you clean it regularly, it ends up messy again.

Here are some tips on how to keep your car clean!

Avoid food in the car

Snacking in the car is the things that parents always do when they missed breakfast or lunch, as well as to keep their children entertained during their trips in the car. However, if you want to keep your car tidy, avoid eating in the car except for emergencies or long trips.

During your long trips, you may want to prepare some snacks for your kids, consider to eat them only when you get out of the car.

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How to Avoid Carbon Monoxide Poisoning: Tips for Parents

The idea of a child suffering from Carbon Monoxide poisoning is unthinkable, isn’t it? Far too extreme a thing to happen to your own children. Think again. It is responsible for more deaths in children than you would think.

In 2016, it estimated that 31% of people hospitalized for accidental Carbon Monoxide poisoning were aged 14 and under. It is particularly dangerous for babies, as it takes a smaller amount to cause damage and health problems. Also, extra care should be taken in children with respiratory issues like asthma, for the same reasons.

Because it is a colorless, odorless, and commonplace in a vehicle (i.e., from the exhaust pipe), it is easy to breathe in too much – especially when children don’t understand the risks. An excessive intake of this gas causes it to replace the oxygen in the bloodstream, which does no good to the important parts of your body. Brain, heart, and lungs, to name a few.

But it’s not all doom and gloom here – there are some pointers – a few simple steps you can take to protect your children, plus symptoms and advice.

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Driving Mistakes that Parents Need to Avoid

Even though you have done your research and have bought the safest car for your family, it doesn’t mean that your family, especially kids are 100% safe from harm, injuries or any unfortunate event of car incidents. Obviously, car accidents are not something that you can avoid although you have taken proper precautions because some collisions or faults are caused by the other drivers or road users.

Here’s a driving mistakes that parents need to avoid.

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Car Safety Tips for Parents of Young Kids

There is no doubt that as a family you will need to spend a lot of time traveling and transporting your kids around, from play dates to soccer matches, from school activities to grandma’s house and back again.

There are some tips to ensure that you keep your kids safe when they are in the car. However, your kids also have responsibilities when it comes to staying safe in a car. So, try to explain to your kids the importance of being safe and what they should do when they are in the car.

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Driving Habits That Parents Need to Develop

So, you’ve been driving since you were old enough to learn. In all that time you have picked up a lot of habits – both good and bad.

And now, there’s a child in the mix. With that comes a whole new list of habits for you to get into and develop. Because children watch, and they learn by watching. By being careful, you ensure the safety of your child.

Here are driving habits that new parents need to develop.

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Avoid These Car Dangers for Kids

Cars are effective and efficient machines. But, like it or not, cars can also be dangerous. As parents, we want to keep our kids safe and secure, which is why we buy expensive car accessories for them. As is the case for many illness and accidents, prevention is always better than cure.

Here are some of the car dangers that parents need to avoid:

Carbon Monoxide Poisoning

It sounds extreme. It might even sound ridiculous. But 31% of people hospitalized for Carbon Monoxide poisoning in 2016 were under the age of 14. It is a big deal – especially for young children and babies.

Carbon Monoxide gets expelled through a car’s exhaust system. The best way to avoid any incidents always ensured your children have access to fresh air. Don’t let your vehicle run idle in an enclosed space, and by extension don’t leave your child in or around the vehicle while you’re doing it.

If you have to let the car run to warm up, like in the winter months, do it outside the house and garage. Keep an eye on your car’s maintenance schedule too – don’t risk any faults or leaks.

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How to Take a Long Trip with a Toddler

Lengthy car trips can be exhausting for everyone, especially for a toddler. They have a lot of energy to walk and run, but on a long trip, they will be sitting in the car for hours and hours! Try these tips on how to take a long trip with a toddler.

Safety first

Before you hit the road, make sure that everything is prepared. Make sure that your toddler’s car seat is installed properly. Check your car condition, make sure the tires are all alright as well as ensure that brakes and lights are all working. Don’t forget to pack some first-aid kit and essential car safety equipment.

Also, make sure that your phone is fully charged, or else you could bring a portable charger and extra battery. At last, make sure you do not lack sleep because sleep deprivation can cause frazzled nerves and harm you and your toddler. By being rested, you can avoid distractions while driving.

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How to Keep Kids Entertained on Long Trips

Having an extended trip with children could be fun. Or it could be awful! Being in a car for a long period, kids are prone to boredom and anxiety. This could be a recipe for disaster!

If you want to keep your driving to be relaxed and satisfying, bring some things to entertain your children and keep them occupied. Here are some helpful tips to keep your children entertained on long trips.

Let your kids do creative activities

Keep in your mind that kids are creative individuals. Bring them some artistic stuff to keep them occupied by drawing and making other creative things.

Making art will help to prevent your kids from quickly get bored. Pack in a bag; crayons, whiteboards, papers, colored-pencils, markers, etc. You can also give them an activity book and stickers that don’t need any pens or markers.

There are tons of activity ideas on Pinterest. If you have some time, you can create those yourselves. Or if you are trying to save some money, you can go to a Dollar store near you for some good deals.

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